How to Pay Social Security Tax (SGK) in Turkey for Foreigners: A Step-by-Step Guide

PublishedJanuary 28, 2025

•3 min read

I’m Evren ozmen, a CPA based in Istanbul, advising remote workers, freelancers, and international founders on Turkish tax and cross-border structuring. I focus on practical tax strategies around: 100% service export income deduction Tax residency in Turkey Company formation for foreigners Remote work and international income I break down complex tax rules into clear, actionable guidance — without losing the legal and compliance reality behind them. info@ozmconsultancy.com 🇹🇷 Türkiye genelinde; yazılım ve dijital ürün geliştiren şirketler, yurt dışına uzaktan hizmet sunan profesyoneller, Teknopark firmaları, oyun stüdyoları ve mobil uygulama şirketlerine Türkçe ve İngilizce mali ve vergisel danışmanlık hizmetleri sunuyoruz. 📘 Insights & Publications: https://medium.com/@evrenozmen 📩 For Online Tax Advisory & Accounting Services/Danışmanlık-Mali Müşavirlik Hizmetleri: info@ozmconsultancy.com

How to Pay Social Security Tax (SGK) in Turkey for Foreigners: A Step-by-Step Guide

Paying social security (SGK) premiums or debts in Turkey is straightforward, even for foreigners. Here’s a simple guide to help you navigate the process using online banking, mobile apps, bank branches, or the SGK website.

1. Payment Methods for SGK Premiums/Debts

You can pay your SGK contributions through:

Online Banking (via your bank’s internet/mobile app).
In-Person at any bank branch.
SGK’s Official Website with a credit card (any Turkish bank).
Automatic Payments (set up via your bank).
Bulk Payments (for multiple transactions).

2. How to Pay SGK Premiums/Debts

a. Online Banking or Mobile App

Log in to your bank’s internet banking portal or mobile app.
Navigate to the Payments section.
Select SGK > Debt Payment.
Enter your:
- TCKN/VKN (Turkish ID/Tax Number) or SGK Registration Number.
Check the debt amount and confirm the payment.

b. At Any Bank Branch

Visit your bank’s branch with your ID and SGK details.
Request to pay SGK premiums/debts.
Provide your TCKN/VKN or SGK Registration Number.
Complete the transaction.

c. Via SGK’s Website (Using Any Credit Card)

Go to www.sgk.gov.tr.
Click “Prim/Borç Ödeme” (Premium/Debt Payment).
Enter your TCKN/VKN or SGK Registration Number.
Select the debt type (e.g., 4A SGK, 4B BAĞ-KUR).
Complete the security code verification.
Enter your credit card details (any Turkish bank card).
Confirm the payment.

3. Set Up Automatic Payments

Avoid missed deadlines by automating SGK payments:

Log in to your bank’s online banking portal.
Go to Automatic Payments > SGK Premiums.
Enter your SGK details and payment frequency.
Authorize the setup.

Note: Most banks allow automatic deductions for current-period 4A SGK or 4B BAĞ-KUR premiums.

4. Bulk Payments for Businesses

If you manage multiple SGK payments (e.g., for employees), use your bank’s Bulk Payment System:

Download the bulk payment template from your bank’s website.
Fill in SGK details for all payees.
Upload the file via online banking or submit it at a branch.
Confirm the total amount and complete the transaction.

Benefits: Saves time, avoids branch queues, and processes hundreds of payments at once.

5. Important Tips for Foreigners

Ensure you have a valid SGK Registration Number (obtained during work permit registration).
Keep payment receipts for legal/tax records.
Confirm with your bank if English-language support is available for online services.

Final Notes

Paying SGK premiums in Turkey is quick and flexible. Whether you prefer online banking, in-person visits, or automated systems, ensure payments are made on time to avoid penalties. Always double-check your SGK details before confirming transactions!

Need help? Please reach us info@ozmconsultancy.com